Mohit Finance

Privacy Policy

Mohit Finance (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you apply for or use our loan services.

1. Information We Collect

When you apply for or use our loan services, we may collect:

  • Personal Identification: Name, address, date of birth, contact details, PAN, Aadhaar, etc.

  • Financial Information: Bank account details, income proof, credit history, employment details.

  • Loan Application Data: Loan amount, purpose, repayment details.

  • Device & Technical Information: IP address, browser type, usage patterns when accessing our website/app.

2. How We Use Your Information

We use the collected information to:

  • Process loan applications and verify eligibility.

  • Conduct KYC (Know Your Customer) checks.

  • Assess creditworthiness and repayment capacity.

  • Provide loan offers, disbursement, and repayment management.

  • Prevent fraud, money laundering, and unauthorized activities.

  • Communicate important updates, terms, and loan-related information.

3. Sharing of Information

We may share your information with:

  • Regulatory Authorities: As required by law.

  • Credit Bureaus: To check and update your credit history.

  • Financial Partners: Banks, NBFCs, or lending partners for processing your loan.

  • Service Providers: Third-party vendors for verification, customer support, and IT services.
    We do not sell your personal data to any third party.

4. Data Security

We implement strict security measures (encryption, firewalls, access controls) to safeguard your data. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

5. Your Rights

You have the right to:

  • Access and review your personal data.

  • Request corrections or updates to inaccurate information.

  • Withdraw consent (subject to legal/contractual restrictions).

  • Request deletion of your information, where applicable.

6. Cookies & Tracking Technologies

Our website/app may use cookies and tracking technologies to improve user experience, analyze traffic, and deliver relevant loan offers.

7. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be communicated through our website/app with an updated effective date.

8. Contact Us

For questions or concerns regarding this Privacy Policy or your data, please contact:

Mohit Finance
Email: info@mohitfinance.online
Phone: +91-9679421687
Address: Mumbai